1. Chase Mobile

Overview

Chase Mobile, the mobile banking application from JP Morgan Chase & Co. is probably the most popular banking app in the States. It has more than 60 million users and a wide range of features.

Key Features

• Account Management: View balances, recent transactions, and monthly statements.

• Mobile Check Deposit: Just take a photo of your check to deposit it

• Bill Pay: It has a payment scheduler option to schedule your monthly bills.

• Investment Services: You can even trade on the market and invest in funds using their app

Pros

• They are one of the most popular banks in the world and hence have a wide network of branches and ATMs.

• Their app is extremely secure and fast .

Cons

• They have slightly higher than average banking fees

2. Bank of America Mobile

Overview

Bank of America’s app provides a comprehensive suite of financial services, appealing to both personal and business banking customers.

Key Features

• Zelle Integration: They have this feature called Zelle, which helps you quickly transfer money to friends and family.

• Budgeting Tools: Their budget tracker is an excellent tool to manage your spending.

• Fraud Alerts: This app has an excellent fraud detection algorithm, alerting you the moment there’s something out of the blue happening in your account.

Pros

• User-friendly interface.

• Multiple financial services and products

Cons

• Premium accounts get more features which comes in with a charge.

3. Wells Fargo Mobile

Overview

Wells Fargo’s mobile app combines traditional banking features with innovative tools for money management.

Key Features

• Account Customization: Completely customizable experience.

• Investment Portfolio Management: Their portfolio management features are top-notch.

• My Spending Report: Their budgeting tools and charts offers an immersive experience while you analyze your finances

Pros

• They have dedicated a huge portion to financial education.

• Multiple account types available.

Cons

• They don’t have some features that you might find in most popular banking apps.

4. Citi Mobile

Overview

Citi Mobile stands out for its extensive international banking services and advanced mobile features.

Key Features

• Quick Access to International Accounts: You can easily manage your foreign bank transfers with the app and even open international accounts.

• Pay Bills and Transfer Money: Transfer money domestically and internationally while keeping in hand the FOREX charges.

• Citi Rewards Program: They have partnered with major brands across the globe and you can experience them via their incredible rewards program.

Pros

• Excellent for frequent travelers and business people.

• Strong customer service support.

Cons

• The user interface can be a bit challenging for newbies

5. Capital One Mobile

Overview

Capital One’s app is known for its extremely sleek and modern user interface and amazing features that are made for both banking and card management.

Key Features

• Easily Track Credit Scores: You can easily track your CIBIL scores.

• Customised Alerts: Set spending limits and alerts according to you 

• Virtual Card Numbers: This provides an extra layer of security during online transactions.

Pros

• No monthly fees for basic accounts.

• High-interest savings options.

Cons

• Fewer physical branches compared to competitors.

6. Ally Bank Mobile

Overview

Ally Bank is a bank that is completely set up online, hence they have a really good customer service in their app.

Key Features

• High-Interest Rates: Competitive savings and investment options.

• Easy Fund Transfers: Fast and secure interbank transactions

• Financial Tools: Budgeting and saving calculators.

Pros

• No monthly maintenance fees.

• Excellent customer service.

Cons

• Lack of physical banking services.

7. PNC Mobile Banking

Overview

PNC’s app is known for its innovative tools that help users manage their money more effectively.

Key Features

• Virtual Wallet: A budgeting tool that categorizes your spending automatically.

• Savings Goal Tracker: Set and monitor savings goals easily.

• Custom Alerts: Make your own alerts regarding managing your spending.

Pros

• Good financial planning tools.

• Variety of account options.

Cons

• Their platform is not entirely bug free, but nothing that would hinder your transactions.

8. USAA Mobile

Overview

USAA is made for military personnel and veterans, offering armed forces specific financial services.

Key Features

• Military-specific Services: Specialized financial tools for veterans and active duty members.

• Claims and Insurance Management: Easily file and manage insurance claims through the app.

• Investment Management: Access to investment and trading accounts.

Pros

• Strong customer service reputation.

• Unique benefits for military families.

Cons

• Membership is limited to military personnel only.

9. Discover Mobile

Overview

Discover’s banking app offers a straightforward approach to managing banking and credit card accounts.

Key Features

• Cashback Rewards Tracking: Easily track cashback offers and rewards.

• Easy Bill Pay: Pay bills directly from your account with a few taps.

• Account Management: View account balances and transactions in real-time.

Pros

• No annual fees for accounts.

• Excellent customer service.

Cons

• Limited branch locations.

10. Simple

Overview

Simple stands out as a budgeting-focused app, providing innovative tools to help users save and spend wisely.

Key Features

• Goals Feature: Set specific savings goals and track progress.

• Instant Notifications: Get alerts for spending and account activity.

• Expense Tracking: Categorize spending for better financial awareness.

Pros

• Intuitive budgeting tools.

• No monthly fees.

Cons

• Limited banking features compared to traditional banks.